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Richard Horn

Richard Horn is a former CFPB Senior Counsel & Special Advisor who led the rule integrating the mortgage disclosures under the Truth in Lending Act and the Real Estate Settlement Procedures Act (the TILA-RESPA integrated disclosures, also known as “TRID”).

The Industry Insider: Preparing for TRID 2.0 on October 1

In the Qualia Industry Insider series, we’ll describe these important changes for you in plain English, so you and your team have all the information you need to be successful in the months ahead.

The Industry Insider: What the PHH Case Means For You

In this post, I’ll provide a more detailed, but plain language review of the PHH Corp. v. CFPB case and what it means for your business. The long-awaited decision was finally issued in January, and its impact on the industry is significant.

The Industry Insider: TRID 2.0, PHH, and the Black Hole Ruling in Plain English

In the Qualia Industry Insider series, we’ll describe these important changes for you in plain English, so you and your team have all the information you need to be successful in the months ahead.

Insider’s View: The CFPB in Uncharted Waters

As you’ve likely seen in the news, the CFPB has found itself in uncharted waters this year after Richard Cordray officially resigned as Director on Friday, November 24, 2017.

Insider’s View: The CFPB’s Summer “Vacation”

Richard Horn, who led the final TRID rule while a Senior Counsel & Special Advisor in the Consumer Financial Protection Bureau’s Office of Regulations, is one of the foremost experts on TRID and other consumer finance laws and regulations. He is currently in private practice at Richard Horn Legal,

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